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Bulletin 2012-4: Medicare Supplement Modernization and Closed Block of Business

The Medicare Modernization Act took effect in June 2010 and replaced existing Medicare Supplement Plans with new Medicare Supplement Plans. (Read Bulletin 2012-4 )

Bulletin 2012-3: Maximum Statutory Interest Rates for 2013 Life Insurance Issues

The following outlines the Department's requirements for the continued use of existing policy forms that must be modified due to the decrease in the maximum valuation interest rates for 2013 life insurance Issues. (Read Bulletin 2012-3 )

Hearing scheduled for Essential Health Benefits

Pursuant to the authority granted under K.S.A. 40-281, the Kansas Insurance Department held a hearing on the selection of an essential health benefits (EHB) benchmark plan on Wednesday, September 5, 2012 at 9:00 am in the Shawnee A Room of the Maner Conference Centre, adjacent to the Capitol Plaza Hotel, 1717 S.W. Topeka Boulevard, Topeka, Kansas. (Read EHB hearing notice )

• EHB Analysis for Governor
• EHB Hearing Transcript and Written Comments
• Agenda and Speaker List
• Milliman EHB Presentation
• Milliman EHB Analysis
• EHB Candidate Plans Addendum

Bulletin 2012-1: Reissuance of Bulletin 1991-4; LIfe and Accident and Health Insurance Advertising by Third-Party Marketing Entities

Due to a growing problem with advertising practices by third-party marketing entities, the Department issued in January 1991 Bulletin 1991-4 in order to remind insurers authorized to transact life and/or accident and health insurance in Kansas of the applicability of K.A.R. 40-9-100 and K.A.R. 40-9-118 to the marketing activities conducted by third-party entities. (Read Bulletin 2012-1 )

• Related News Release: Department reminding companies, agents of marketing responsibilities

2011 Revised Kansas Life & Health Insurance Guaranty Association Disclaimer

Linked below is a revised Kansas Life & Health Insurance Guaranty Association Disclaimer form that is required under KSA 40-3013a. This revised disclaimer is necessary due to the recent amendments to the Kansas Life & Health Insurance Guaranty Association Act effective 7-01-2011. This disclaimer will need to be attached to all applicable insurance policies issued in Kansas after 6-30-2011.

• Revised KLHGA Disclaimer

If you have any questions, please feel free to contact Ms. Linda Becker @ 785-271-1199 or Diane Haverkamp @ 785-296-7855.

Bulletin 2011-1: Rescission of Bulletin 2003-5; Kansas Continuation Law

Effective immediately Bulletin 2003-5 is rescinded. In pertinent part, Kansas Continuation Law has been changed and Bulletin 2003-5 misstates the current, effective law. (Read Bulletin 2011-1 )

Bulletin 2010-3: Administrator for the Kansas Uninsurable Health Insurance Plan

The Board of Directors of the Kansas Health Insurance Association is preparing to begin the selection process for a third party administrator to administer the KHIA Plan for a two-year period beginning January 1, 2012.  The Board has asked the Insurance Department to inform insurers and third party administrators about this business opportunity. (Read Bulletin 2010-3 )

Bulletin 2010-2: Certificates of Insurance

Insurance agents may not issue certificates of insurance that are not filed and approved by the Insurance Department or which violate K.S.A. 40-955(b).  Certificates that are authorized under federal law by the United States Department of Defense are exempt from this rule. (Read Bulletin 2010-2 )

Bulletin 2010-1: Rate and Form Filing Trade Secret Confidentiality

On July 1, 2010, the Attorney General issued an opinion holding that the law does not allow the Insurance Department to grant protection on trade secrets filed in support of rate and form filings made pursuant to K.S.A. 40-955. (Read Bulletin 2010-1 )

Bulletin 2009-1: Flex-Rating Act K.S.A. 40-970 through 40-975

The flex-rating statutes (K.S.A. 40-970 through 40-975) have been in effect since July 1, 2008. We have been seeing problems with the implementation of filings under these statutes that we wish to address with this Bulletin. (Read Bulletin 2009-1 )

Bulletin 2006-6, Re: FEMA Flood Insurance Training

The purpose of this bulletin is to advise insurers and Kansas resident insurance producers of training requirements for selling flood insurance through the National Flood Insurance Program ("NFIP") and to recommend to insurance producers that they advise homeowners of the availability of flood insurance.
IF YOU DO NOT ISSUE FLOOD INSURANCE POLICIES AS AN INSURER OR YOU DO NOT SELL FLOOD INSURANCE TO YOUR CLIENTS AS A PRODUCER, THIS BULLETIN DOES NOT APPLY TO YOU. (Read Bulletin 2006-6 )