Commissioner's Corner

Commissioner Praeger's monthly newsletter

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2014 Commissioner's Corners


Earthquake insurance an option for homeowners

Earthquake coverage is not a part of a regular homeowners, renters or condominium insurance policy. Coverage can be added by including an endorsement to your policy or by purchasing a separate earthquake policy.


State regulation of insurance best way to protect consumers

Kansas Insurance Commissioner Sandy Praeger makes the case for the current state system of regulating insurance: "I believe state insurance regulation has worked well and keeps getting better."


Fighting insurance fraud is an important departmemt job

The Anti-Fraud Division of the Kansas Insurance Department (KID) worked nearly 850 cases of suspected fraud in Kansas during 2013.


Know the smart insurance considerations when buying a vehicle

It’s the beginning of summer, and many of us are thinking about hitting the road for a trip or vacation. With that comes the notion of purchasing a vehicle to make that trip a more comfortable one.


KID-operated Firefighters Relief Association directly benefits Kansas firefighters, districts

One of the most beneficial activities that the Kansas Insurance Department (KID) is charged with is administering the statewide Firefighters Relief Association (FRA). It is truly an honor to directly help Kansans through the yearly distribution of the FRA funds.


Time for a homeowners insurance checkup?

Take this quick quiz about your homeowners insurance: What is the value of the contents of your home covered by insurance? Is a flood covered? If someone is hurt while visiting you, will insurance pay medical expenses?


Keep your insurance on course before and after a car accident

According to the National Highway Traffic Safety Administration, more than 5 million motor vehicle wrecks occur every year. If you were in an accident, would you know what information you need for an insurance claim?


Just got engaged? Don't forget to talk about insurance

We are in the peak time for couples to get engaged to be married. Trend watchers say that 39 percent of engagements happen between Thanksgiving and Valentine's Day. Planning a wedding is exciting and time consuming. One not-so-exciting but just as important factor to discuss is what to do about insurance needs. That may not be as fun as sampling cakes, but getting married can certainly have an impact on your insurance coverage.


Resolve to get insurance coverage in order for the new year

There is not a lot of time to think about insurance during the hectic rush of the holidays, but as you begin the New Year, it is a good idea to evaluate your insurance coverage. We at the Kansas Insurance Department (KID) and The National Association of Insurance Commissioners (NAIC) offer these tips and reminders to help with your review.

2013 Commissioner's Corners


Your health insurance coverage: A checklist of items to consider

With health insurance in the national spotlight, Kansas consumers have much to think about in providing themselves and their loved ones with potential coverage.  


Now's the time to check coverage before winter storms begin

The calendar shows we are heading toward the time of year when brisk winds, blowing snow and colder temperatures will become the norm. Although the comparatively nice weather has provided many Kansans with a true autumn, I’m urging Kansans to check their homeowners’ and vehicle insurance policies now to be sure they are protected as we head into the winter season.   


Watch out for ACA scams

Since the Affordable Care Act (ACA) was signed into law in March 2010, unscrupulous scammers have been creating ways to take advantage of consumers’ uncertainty surrounding the law.


Department adds October meetings to provide health insurance information

The talk about health insurance changes coming in 2014 has increased this summer, and the Kansas insurance Department wants to help answer your questions.


Department plans statewide meetings to provide health insurance information

The talk about health insurance changes coming in 2014 has increased this summer, and the Kansas insurance Department wants to help answer your questions.


Parents, precautions may keep teen drivers safer on the road

More teenage motor vehicle fatalities happen in summer than any other time of year. While teen driving statistics are troubling, research shows teens whose parents set rules are half as likely to get in an accident.


Watch out for fraud activity as insurance changes occur

You have probably read reports that many consumers know little about the Affordable Care Act (Obamacare).


Commissioner's Corner for May 2013

In five months, the world of health insurance in Kansas will change. On Oct. 1 the federal health exchange marketplace will begin enrolling Kansans (up to age 64) online for health insurance, either through private insurance companies or Medicaid public assistance.


Know the signs of storm-damages vehicles

A photo in an insurance magazine recently caught my eye. It showed a small portion of vehicles, damaged by Superstorm Sandy, that were being temporarily stored on the runway at an airpark on Long Island, NY.


How Kansas severe weather can affect insurance premiums

Three or four times a year the Kansas Insurance Department (KID) will get a call froma news reporter asking how the latest severe weather outbreak is going to affect premiums for homeowners and auto insurance. This happens most frequently following a hail event that covers a larger metropolitan area.


Statistics show department help for Kansans

The Kansas Insurance Department is putting the finishing touches on our 2012 Annual Report.  We also have an update to our “ABCs of Insurance” booklet at the printer. In both of them, you can find much information about what we do and how we can help Kansans.


What to know, do when faced with an insurance claim

At the Kansas Insurance Department (KID), approximately 65 percent of the complaints about insurance we get from consumers are related to claims handling. Delays in processing an insurance claim have been the No. 1 complaint of insurance consumers across the nation for many years, unfortunately.