Kansas Insurance Department, Compare MedSupp Rates

Medicare Supplement Shopper's Guide

Medicare Supplement Changes

This shopper's guide reflects changes to Medicare supplement plans that will take effect June 1, 2010, which include the elimination of several plans and the addition of two new plans, as well as several benefit changes (click to read more about the changes).

The total number of plans has been reduced to 11 from the 14 that were previously offered. Plans E, H, I, J and High Deductible J have been eliminated.

The changes also include the creation of Plans M and N, which have higher beneficiary cost-sharing. Plan N has benefits similar to Plan D but with a $20 co-pay for doctor visits and a $50 co-pay for emergency room visits. Plan M is similar to Plan D but only covers half of the Part A deductible.

A new hospice benefit has been added to all plans, replacing at-home recovery and preventative care benefits. Additionally, the Medicare Part B Excess Charges benefit of 80% has been replaced with a 100% benefit for Plan G.

Any carrier that offers a Medicare supplement plan beyond Plan A will be required to also offer Plan C or Plan F. Plans can be marketed prior to June 1, but they won't be effective until that date.

NOTE: Companies are entered into the Medicare Supplement Shopper's Guide database after their plans are filed and approved by the Kansas Insurance Department. Not all companies writing Medicare supplement insurance are represented at this time; please check back as more companies have their plans approved and entered.

This is a free tool provided by the Kansas Insurance Department. It is used to find the estimated premium rates for your Medicare supplement plans. It will show you the current estimated premiums and other relevant plan information.

Printed 2010 Medicare Supplement Insurance Guide -- expected May 2010, pre-order a hard copy
Printed version of the 2009 Medicare Supplement Insurance Guide (OLD VERSION, does not reflect 2010 changes)

Follow These Simple Instructions: Complete the following information and click "Submit." You will then receive a list of estimated yearly premiums customized to your demographic information. You may click on the company name to receive other important aspects of the policy.

(The main difference between Medicare Select and standard Medicare supplement policies is that each Medicare Select policy has specific hospitals, and in some cases doctors, that you must use in order to be eligible for full benefits.)

This shopper's guide does not recommend or endorse any insurance company or policy. It is designed to help you comparison shop for coverage to supplement your Medicare benefits.

Kansas Insurance Commissioner

Sandy Praeger

2008 NAIC President