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National Survey Shows Some Are Risking Health to Save Money
New research from the National Association of Insurance Commissioners (NAIC) indicates that Americans seem to be cutting back on their medical care to save money - a move that potentially puts their own health at risk. The Kansas Insurance Department is a member of the NAIC.
A survey in July found that 22% of U.S. consumers say they have reduced the number of times they see the doctor, and 11% say they have cut back the number of prescription drugs they take or the dosage of those medications to make the prescription last longer.
However, while consumers might be making budget cuts in other areas, the NAIC’s survey revealed that the vast majority have not reduced, canceled or otherwise made changes to their insurance policies. (Read news release 
)
AUDIO CLIPS: Kansas Insurance Commissioner Sandy Praeger, the 2008 NAIC President, shares her thoughts on this issue in the sound bites below.
- "Delaying medical treatment…" (0:19, mp3)
- "Insurance is an important…" (0:13, mp3)
Latest News
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- Free health, long-term care insurance booklets now available through KID
More news...
Consumer Alerts...
Kansas Insurance Department Is Here to Help After the Storm
Commissioner Sandy Praeger and the Kansas Insurance Department are available to help insurance consumers after storms in Kansas. The office is ready to answer consumer concerns through all phases of the process:
- The department is ready to act as liaison between consumers and their insurance carriers.
- The department has current insurance carrier contact information available.
- If a consumer does not remember the insurance company name or have a policy number, but does remember the agent or agency’s name, the department will have current contact information available.
- The department can deal directly with your insurance company.
For assistance with your insurance needs
contact the Kansas Insurance Department at 1-800-432-2484
Storm Insurance Information
- Personal Home Inventory TV spot - short video on the importance of having a personal home inventory (wmv file).
- Before and After the Storm - important tips from Commissioner Praeger on preparing for a storm and what to do if you need help.
- FEMA's National Flood Insurance Program - the Federal Emergency Management Association's website on flood insurance.
- Filing a Home Insurance Claim - what you need to know to file a claim under your homeowner's policy.
- Filing an Auto Insurance Claim - comprehensive coverage (other than collision) may pay if a storm or flood damages your car.
- Thunderstorms, Tornadoes, Lightning - A Preparedness Guide - helpful information from the U.S. Department of Commerce, National Oceanic and Atmospheric Administration (NOAA), National Weather Service, American Red Cross, and Federal Emergency Management Agency (FEMA).
Commissioner's Corner for August 2008
You can save some money with these auto insurance tips
With gas prices fluctuating almost daily, it’s hard to budget how much it will cost you to fuel your vehicle. But there are tips you can follow to maintain or even lower your auto insurance premium. And any time you can save money today, it’s a plus for your family.
Much like the purchase of a vehicle, there are many considerations for an auto insurance consumer. Taking personal responsibility to find useful ways to lower your vehicle’s premium is a good place to begin.
Previous Commissioner's Corners...
Our primary responsibility is to you, the people whose personal lives or business endeavors are protected by an insurance product in the state of Kansas.
If you have questions or concerns about insurance, please contact our Consumer Assistance Division by calling toll-free 1-800-432-2484 (in Kansas only) or e-mail us at commissioner@ksinsurance.org.
Sandy Praeger - Commissioner of Insurance